THE SMARTER WAY TO MANAGE MONEY

Your Money, Smarter by Design.

Your Money, Smarter by Design.

Your Money, Smarter by Design.

VAYNEX brings spending, payments, savings, and investments into one intelligent financial workspaceโ€”giving you the clarity to make better decisions every day.

No credit card required ยท Set up in minutes

9:41

AM

Good morning

Alex Morgan

Total balance

+2.4%

$48,250.32

Send

Request

Top up

Cards

Recent activity

See all

Spotify

Subscription ยท Today

-$11.99

Salary

Northwind Inc. ยท Yesterday

+$4,200.00

Uber

Transport ยท Mon

-$18.40

Blue Bottle

Dining ยท Mon

-$6.50

Payment received

From Maya Chen

+$1,250.00

SAVINGS GOAL

Japan trip

$7,200 of $10,000

72%

AI INSIGHT

Just now

You spent 14% less on dining this month.

SPENDING THIS WEEK

$642.18

-8%

M

T

W

T

F

S

S

Powering smarter money for people and teams at

SPEND ยท PAY ยท SAVE ยท INVEST ยท GROW ยท SPEND ยท PAY ยท SAVE ยท INVEST ยท GROW ยท

BY THE NUMBERS

Built for Better Financial Decisions.

Built for Better Financial Decisions.

Built for Better Financial Decisions.

From everyday spending to long-term growth, VAYNEX gives you a clearer view of your entire financial life.

LIVE

01

$12B+

Transactions Tracked

Every purchase, payment, and transfer organized in one place.

LIVE

02

2.4M+

Active Users

People managing money, goals, and investments with clarity.

LIVE

03

68K+

Businesses Connected

From startups to growing teams keeping spend under control.

LIVE

04

99.99%

Platform Reliability

Infrastructure built to be there whenever you need it.

9:41

Accounts

Net worth

$312,480

+6.1%

Main Account

Checking ยท 4821

$18,240.12

Savings

High-yield ยท 2.9%

$42,800.00

Visa Platinum

Card ยท 7730

-$1,284.40

Investments

Portfolio ยท 4 assets

$248,620.84

Digital Wallet

Wallet ยท Synced

$4,103.44

12 accounts synced

ONE FINANCIAL VIEW

Everything You Need. Nothing You Donโ€™t.

Everything You Need. Nothing You Donโ€™t.

Everything You Need. Nothing You Donโ€™t.

Connect your accounts, track your activity, and understand your financial position from one beautifully organized dashboard.

Unified Accounts

Connect your bank accounts, cards, wallets, and investment platforms in one place.

Smart Spending

Automatically categorize transactions and see exactly where your money goes.

Live Insights

Turn financial activity into clear, actionable insights in real time.

SPEND MANAGEMENT

Know Where Your Money Goes.

Know Where Your Money Goes.

Know Where Your Money Goes.

VAYNEX automatically organizes your spending, tracks your habits, and helps you build better financial routines without the spreadsheets.

SPENDING ยท OCTOBER

$3,482.60

12% under budget

Dining

$1,114

Shopping

$836

Transport

$627

Bills

$905

Heads up: dining is 80% of this monthโ€™s budget.

Automatic Categorization

Every transaction is organized automatically, so your spending stays clear.

Custom Budgets

Create flexible spending limits that fit the way you actually live.

Smart Alerts

Know when your spending changes or unusual activity appears.

Monthly Insights

Understand your financial habits through simple, useful reports.

VAYNEX INTELLIGENCE

Your Financial Copilot, Powered by Intelligence.

Your Financial Copilot, Powered by Intelligence.

Your Financial Copilot, Powered by Intelligence.

VAYNEX transforms your financial data into useful insights, helping you spot patterns, understand changes, and make more informed decisions.

9:41

VAYNEX Intelligence

Analyzing your month

How did I do with money this month?

Great month. You spent 14% less on dining and saved $640 more than September.

Savings goal forecast

Early

On track to finish 3 weeks ahead of plan.

Any subscriptions I should check?

Your recurring subscriptions increased by $42. Two renewed this week.

Ask anything about your moneyโ€ฆ

AI INSIGHT

Dining ยท Oct

You spent 14% less on dining this month.

AI INSIGHT

Subscriptions

Your recurring subscriptions increased by $42.

AI INSIGHT

Goals

Youโ€™re on track to reach your savings goal early.

DIGITAL PAYMENTS

Move Money Without the Friction.

Move Money Without the Friction.

Move Money Without the Friction.

Send, receive, and manage payments through a secure financial experience designed around speed and simplicity.

Instant Transfers

Move money between supported accounts quickly and easily.

Global Payments

Send and receive payments across supported markets.

Payment History

Keep every transaction organized and easy to find.

Secure Checkout

Modern protection built into every payment.

9:41

Send money

MC

Maya Chen

Bank ยท โ€ขโ€ขโ€ขโ€ข 2210

Verified

$250.00

Arrives instantly

DC

SM

AL

JR

+

1

2

3

4

5

6

7

8

9

.

0

โ†

Send $250.00

Transfer complete

$250.00 to Maya ยท 0.8s

GLOBAL PAYMENT

โ‚ฌ1,000

$1,084

Sent to 42+ markets

INVESTMENT TOOLS

See More. Understand More. Invest Smarter.

See More. Understand More. Invest Smarter.

See More. Understand More. Invest Smarter.

Track your portfolio, understand performance, and discover meaningful trends without getting buried in financial data.

9:41

Breakdown

4 assets

PORTFOLIO BREAKDOWN

Stocks

51% of portfolio

$126,840

+12.4%

Funds

30% of portfolio

$74,220

+8.6%

Crypto

11% of portfolio

$28,410

+21.8%

Cash

8% of portfolio

$19,150

+2.1%

9:41

Portfolio

Portfolio Value

$248,620.84

+18.42%

+$38,672 this year

1D

1W

1M

1Y

ALL

Stocks

51%

$126,840

+12.4%

Funds

30%

$74,220

+8.6%

9:41

Markets

MARKET INSIGHT

Tech funds are up 4.2% this week. Your allocation is above target.

TOP MOVERS

NV

Nova Tech

$184.20

+6.8%

GE

Green Energy ETF

$62.41

+3.1%

AR

Arc Retail

$41.08

-1.4%

BT

Bitcoin

$68,240

+2.6%

CONNECTED FINANCE

Your Financial World, Connected.

Your Financial World, Connected.

Your Financial World, Connected.

Bring your favorite financial tools into one streamlined workspace. Connect the services you already use and keep everything in sync.

V

Banks

Cards

Digital Wallets

Investments

Business Tools

Connect once. Stay in sync.

256-bit encryption

2FA enabled

Monitoring 24/7

Data stays yours

BUILT WITH TRUST

Your Financial Data Deserves Better Protection.

Your Financial Data Deserves Better Protection.

Your Financial Data Deserves Better Protection.

VAYNEX is designed with modern security and privacy practices to help keep your information protected at every step.

Active

Bank-Level Encryption

Sensitive information is protected using modern encryption practices.

Enabled

Multi-Layer Authentication

Additional security helps protect access to your account.

Live

Real-Time Monitoring

Identify unusual activity and respond faster.

Private

Privacy by Design

Your financial information remains yours.

Protected. Private. Always.

SIMPLE PRICING

Choose What Works for You.

Choose What Works for You.

Choose What Works for You.

Start free and unlock more powerful financial tools as your needs grow.

FREE

$0

/ month

For getting started.

3 Connected Accounts

Basic Financial Insights

Monthly Reports

Basic Alerts

Secure Dashboard

PLUS

$8.99

/ month

For smarter everyday finance.

Unlimited Accounts

Advanced Insights

Smart Budgets

Custom Alerts

Financial Goals

VAYNEX Intelligence

PRO

MOST POPULAR

$19.99

/ month

For complete financial control.

Everything in Plus

Investment Insights

AI Forecasting

Advanced Analytics

Priority Support

Advanced Controls

GET THE APP

A Smarter Relationship With Money Starts Here.

A Smarter Relationship With Money Starts Here.

A Smarter Relationship With Money Starts Here.

Bring your finances into focus with VAYNEX. One platform, clearer decisions, and a better way forward.

No credit card required.

Scan to download

9:41

V

Welcome to VAYNEX

Your money, smarter by design.

Create free account

4.9

Average rating from 120K+ reviews

V

VAYNEX

Your money, smarter by design.

VAYNEX brings financial management, intelligent insights, payments, and investment tools into one connected experience.

NEWSLETTER

Smarter money insights, delivered.

Get useful financial ideas and product updates in your inbox.

ยฉ 2026 VAYNEX. All rights reserved.

VAYNEX

V

VAYNEX

Your money, smarter by design.

VAYNEX brings financial management, intelligent insights, payments, and investment tools into one connected experience.

NEWSLETTER

Smarter money insights, delivered.

Get useful financial ideas and product updates in your inbox.

ยฉ 2026 VAYNEX. All rights reserved.

VAYNEX

V

VAYNEX

Your money, smarter by design.

VAYNEX brings financial management, intelligent insights, payments, and investment tools into one connected experience.

NEWSLETTER

Smarter money insights, delivered.

Get useful financial ideas and product updates in your inbox.

ยฉ 2026 VAYNEX. All rights reserved.

VAYNEX

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